Certificate of Deposit and IRA Rates CURRENT SPECIAL OFFERS (click here) Account Product Name Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rates Annual Percentage Yield Certificate of Deposit less than 1 yeara $2,500.00 $2,500.00c 1.50% 1.50% Certificate of Deposit 1 yeara $500.00 $500.00c 2.65% 2.68% Certificate of Deposit 2 yeara $500.00 $500.00c 3.00% 3.03% Certificate of Deposit 3 yeara $500.00 $500.00c 3.10% 3.14% Certificate of Deposit 4 yeara $500.00 $500.00c 3.20% 3.24% Certificate of Deposit 5 yeara $500.00 $500.00c 3.25% 3.29% No Penalty - 1 Year Certificate of Deposita $5,000.00 $5,000.00c 2.00% 2.02% Stepping Stone Certificate of Deposita, b $2,500.00 $2,500.00c 2.65% 2.68% 1 Year IRAa $100.00 $100.00c 2.65% 2.68% 2 year IRAa $100.00 $100.00c 3.00% 3.03% 3 Year IRAa $100.00 $100.00c 3.10% 3.14% 4 year IRAa $100.00 $100.00c 3.20% 3.24% 5 year IRAa $100.00 $100.00c 3.25% 3.29% A penalty may be imposed for early withdrawal The interest rate and annual percentage yield may change after account opening Daily Balance. The amount of the principal in the account each day. Back to Top Fees could reduce the earnings on the account Interest Rates and Annual Percentage Yields are current as of 09-19-08. For current rate information call (540) 591-5000 Find out about other prodcts at Bank of Botetourt! Visit our Consumer Products Center! Mortage Rates | CDs & IRAs | Checking & Savings | Vehicle Loans | VISA Credit Card | Business Deposit Accounts