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Savings Accounts

Your savings account offers a convenient way to save for your future. Bank of Botetourt offers competitive interest rates while you watch your savings grow.

Use the quick reference chart to determine which account is perfect for you.

Account NameOpening BalanceAverage BalanceService ChargeDescription
Personal Savings$0$0$0This account is an excellent way to save money. You only must maintain a minimum balance of $100.00 to obtain the disclosed APY. $1.00 service charge per withdrawal in excess of three (3) per month.
Club Savings$0$0$0Take advantage of this account to save for holiday gifts, vacations, or special purchases. You only must maintain a minimum balance of $100.00 to obtain the disclosed APY. $1.00 service charge per withdrawal in excess of three (3) per month.
Children's Savings$0$0$0Our KidsSave account allows children (Under 18) and their parents or guardians to save for their future.There is no average balance requirement to obtain the disclosed APY and children will earn interest on every dollar deposited. $1.00 service charge per withdrawal in excess of three (3) per month.
Money Market$2,500.00$2,500.00$10.00You may make six (6) transfers from your account each four (4) weeks or similar period, but only three (3) may be payments by check to third parties.


  Disclosures
Deposit Account Agreement Disclosure
Electronic Funds Transfer Agreement Disclosure
Funds Availability Policy Disclosure
Checking Products Disclosure
Savings Products Disclosure
Certificates of Deposit Disclosure
Consumer Fee Schedule

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