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Checking Accounts


Your checking account is an important financial tool. Whether you need unlimited check writing or only plan to write a few checks per month, Bank of Botetourt has an account to meet your needs

Use the quick reference chart to determine which account is perfect for you.

Account NameDescriptionAverage Balance RequirementMonthly Maintenence Fee
FREE Checking

Enjoy unlimited check writing, no average balance requirements, FREE online bill payment service* and a FREE VISA® check card.*

$0

$0

 

E- CheckingTake advantage of technology to avoid service charges. Get a FREE VISA check card* with no foreign ATM transaction fees.Take advantage of FREE online bill payment service.* $0$1.00 each in excess of five (5) checks
Interest CheckingEarn a competitive interest rate on average balances greater than $750.00. We offer unlimited check writing on this interest-bearing account Take advantage of FREE online bill payment servicez* and a FREE VISA check card.*$750$7.50 per month if average balance falls below $750.00
Alliance CheckingThis relationship banking product provides all the benefits of interest checking plus many additional advantages.Take advantage of FREE online bill payment service* and a FREE VISA check card.*

$10,000.00

In deposits and/or loans

$15.00 per month if below balance requirement
Classic 55 CheckingOur premium program for qualifying seniors who maintain an interest checking account. Enjoy unlimited check writing, FREE VISA check card* and FREE online bill payment service.*$750$7.50 per month if average balance falls below $750.00
* Standard credit approval criteria apply for online bill payment services, VISA check cards and credit cards.

Disclosures
Deposit Account Agreement Disclosure
Electronic Funds Transfer Agreement Disclosure
Funds Availability Policy Disclosure
Checking Products Disclosure
Savings Products Disclosure
Certificates of Deposit Disclosure
Consumer Fee Schedule

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